Home refinance rates go low. If you're looking for home interest rates that will help you save thousands in interest rate costs, a loan that will lower your mortgage payments and free up funds for other bills consider refinancing at today's lows.
Wednesday, July 20, 2011
Monday, July 18, 2011
Todays Home Mortgage Refinance Rates
Mortgage Rates remain at modest levels. Experts advice homeowners and homebuyers to put their ducks in a row in anticipation of an improved economy within the next three years greatly impacting the housing market.
30-year fixed from 4.125% (4.777 APR)
5/1 ARM from 2.625% (2.926 APR)
15-year fixed from 3.250% (3.377 APR)
30-year fixed from 4.125% (4.777 APR)
5/1 ARM from 2.625% (2.926 APR)
15-year fixed from 3.250% (3.377 APR)
Wednesday, June 29, 2011
Housing Market Rebound Predictions
Mortgage Rates for Tuesday June 28, 2011 fluctuate slightly higher for 30 Year Mortgage Rate as points creep up to 4.42%. Experts advise potential homebuyers concentrate on improving their financial status and and homeowners focus on raising the value of their properties with minor repairs at this time in anticipation of an improved market within the next three years or so.
Tuesday, February 8, 2011
Renewable Energy Tax Breaks
Mr. Obama has long been an advocate of renewable-energy credits, including a $3,000 tax rebate to retrofit homes that was part of the 2009 stimulus. His latest proposal includes more generous tax breaks and easier access to loans to fund retrofits, both intended to boost energy efficiency in commercial buildings by 20 percent by 2020.
HOME ENERGY EFFICIENCY IMPROVEMENT TAX CREDITS
Consumers who purchase and install specific products, such as energy-efficient windows, insulation, doors, roofs, and heating and cooling equipment in existing homes can receive a tax credit for 30% of the cost, up to $1,500, for improvements "placed in service" starting January 1, 2009, through December 31, 2010. See EnergyStar.gov's Federal Tax Credits for Energy Efficiency for a complete summary of energy efficiency tax credits available to consumers.
RESIDENTIAL RENEWABLE ENERGY TAX CREDITS
Consumers who install solar energy systems (including solar water heating and solar electric systems), small wind systems, geothermal heat pumps, and residential fuel cell and microturbine systems can receive a 30% tax credit for systems placed in service before December 31, 2016; the previous tax credit cap no longer applies.
HOME ENERGY EFFICIENCY IMPROVEMENT TAX CREDITS
Consumers who purchase and install specific products, such as energy-efficient windows, insulation, doors, roofs, and heating and cooling equipment in existing homes can receive a tax credit for 30% of the cost, up to $1,500, for improvements "placed in service" starting January 1, 2009, through December 31, 2010. See EnergyStar.gov's Federal Tax Credits for Energy Efficiency for a complete summary of energy efficiency tax credits available to consumers.
RESIDENTIAL RENEWABLE ENERGY TAX CREDITS
Consumers who install solar energy systems (including solar water heating and solar electric systems), small wind systems, geothermal heat pumps, and residential fuel cell and microturbine systems can receive a 30% tax credit for systems placed in service before December 31, 2016; the previous tax credit cap no longer applies.
Tuesday, December 28, 2010
Mortgage Rates: Wider Best Ex Range Seen. High Risk/High Reward Event Ahead
Lenders are actively quoting 4.75% to very well-qualified 30yr fixed borrowers, but 4.875% still looks more prominently offered.
Can you file bankruptcy if unemployed?
Some good tips for unemployed students with debt who see no way out of a financial situation.
Friday, August 20, 2010
Refinance Wave Economic Stimulus
At Tuesday’s summit on housing finance, Pacific Investment Management’s Bill Gross plugged a plan floated a few weeks ago that would allow millions of homeowners to refinance their mortgages at today’s rates, which are the lowest in generations.
Mr. Gross said the U.S. could easily refinance every current mortgage borrower, who is paying a rate above 5%, with a loan backed by Fannie Mae, Freddie Mac, and the Federal Housing Administration, returning tens of billions in savings.
Refinance Loan Rates, a web resource designed to help consumers reconsider the value of home refinancing saw a sudden surge of traffic on the site. What does this 30% increase in refinance rate search activity indicate? "All this talk seems to be drawing some attention from homeowners looking for mortgage payment relief." Says Mark Askew, web resource manager. "I say, let's keep talking about it."
Mr. Gross said the U.S. could easily refinance every current mortgage borrower, who is paying a rate above 5%, with a loan backed by Fannie Mae, Freddie Mac, and the Federal Housing Administration, returning tens of billions in savings.
Refinance Loan Rates, a web resource designed to help consumers reconsider the value of home refinancing saw a sudden surge of traffic on the site. What does this 30% increase in refinance rate search activity indicate? "All this talk seems to be drawing some attention from homeowners looking for mortgage payment relief." Says Mark Askew, web resource manager. "I say, let's keep talking about it."
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